Airbnb vs. Long-Term Rental Calculator

Compare yearly and monthly net income from a short-term Airbnb rental vs a long-term lease using your own numbers.

All numbers below are examples only, not market data. Replace them with your own.

Nightly rate

Average price per booked night.Occupancy

Share of nights booked in a year.Cleaning cost per stay

What you pay your cleaner each turnover.Average stay length

nights

Used to estimate the number of stays.Platform host fee

Your host service fee. Check your own dashboard.Furnishing & supplies (yearly)

Furniture spread over its life, plus linens, toiletries, coffee.Utilities & internet (monthly)

You usually pay all of these for a short-term rental.Short-term rental insurance (yearly)

Extra or special policy cost for hosting. Get a quote.Maintenance (monthly)

Repairs and upkeep. More guests usually means more wear.Management / co-host

Percent of booking revenue. 0 if you self-manage.

Monthly rent

What a tenant would pay each month.Vacancy

Share of the year the unit sits empty.Property management

Percent of rent collected. 0 if you self-manage.Maintenance (monthly)

Repairs and upkeep set aside each month.Owner-paid utilities (monthly)

Only counted if the tenant does not pay utilities. Tenant pays utilities

Mortgage payment (monthly)

Principal and interest. 0 if paid off.Property taxes (yearly)

From your tax bill.Base homeowner/landlord insurance (yearly)

Your standard policy, same for both.

Results (yearly)

Estimates for educational purposes only. Not legal, tax or financial advice. Results depend on your inputs. Your numbers stay in this browser.